Get Your Financial
Stability And Your Life Back
Everyday Americans deserve a better financial future. We help them get there.
- Reduce your monthly payments up to 50%
- Reduce interest rates up to 75%
- Learn about your debt relief options
- Pay your debt off sooner
- Stop late and over-limit fees
- Stop the collections calls
Get a Free Debt Relief Consultation
Please complete the required form to continue
As Featured
How It Works
You’re in control, our debt experts do the work.
Talk to a
Counselor for Free
Review your debts, budget and credit with a certified credit counselor to see if you qualify for a debt management program and explore other options for relief, so you can avoid bankruptcy.
Start as Soon
as You're Ready
Take the time you need to decide. Once you are ready to enroll, we will call your creditors and work with them to lower your interest rates and stop late fees.
Get Out
of Debt Faster
The program is easy! You make one payment to us each month, and we distribute the funds to your creditors on your behalf. You can be out of debt in as little as 36 months.
A leader in consumer
debt solutions since 2002
How Much Can You Save?
Making Minimum Monthly Payments
On Your Own
For illustration purposes only. Example based on typical program benefits; actual results may vary.
Typical Savings With Our Debt Management Plan
With JD's Help
A SAVINGS OF $27,557 IN INTEREST
How We Can Help
Our programs can help you take control of your financial life.
Credit Counseling
We will help you determine the best way to approach your financial situation, and provide you the best credit counseling service options possible. Learn More
Bankruptcy Counseling
We can provide the mandated pre-filing bankruptcy counseling session to enable you and your legal counsel to make well-informed decisions. Learn More
Debt Settlement
We offer free credit counseling sessions with professionally certified counselors to choose the most advantageous path out of debt. Learn More
Debt Consolidation
With our debt consolidation plan, you will be able to combine most, if not all of your unsecured debt and make one single monthly payment. Learn More
Debt Management
Our debt management program helps simplify your monthly unsecured debt obligations, consolidate your payments, and disburse funds to your creditors on your behalf. Learn More
Student Loan Counseling
We can help you explore your options regardless of how much you owe or your loan status. Learn More
Housing Counseling
ACCC’s housing counselors are available to assist you in all aspects of your housing needs. We provide reverse mortgage counseling, homebuyer education and certification, and foreclosure counseling. Learn More
Debt Consolidation
With our debt consolidation plan, you will be able to combine most, if not all of your unsecured debt and make one single monthly payment. Learn More
Testimonials
We’ve Transformed The Lives Of Hundreds Of Thousands Of People
Danial
Two-time Breast Cancer Thriver, and Military Spouse
“When COVID hit I lost my job. NDR was there to help before we even had to try and figure things out.”
| Total Debt | $26,386 |
| Monthly Payment | $438 |
| Program Length | 45 months |
| Total Savings | $6,672 |
Saved 25% on his debt*
Julie
Two-time Breast Cancer Thriver, and Military Spouse
“When COVID hit I lost my job. NDR was there to help before we even had to try and figure things out.”
| Total Debt | $26,386 |
| Monthly Payment | $438 |
| Program Length | 45 months |
| Total Savings | $6,672 |
Saved 25% on his debt*
Peggy
Mother of 4 and avid Hiker
“I’d refer anyone to go with this program if you feel like you are drowning. It has been a financial lifesaver”
| Total Debt | $26,386 |
| Monthly Payment | $438 |
| Program Length | 45 months |
| Total Savings | $6,672 |
Saved 25% on his debt*
Mark
US Navy Veteran and bowling enthusiast
“I entered NDR in 2017, owing 17 creditors over 26k…now down to 2 creditors, totaling 2k and anticipate graduating the program by year’s end.”
| Total Debt | $26,386 |
| Monthly Payment | $438 |
| Program Length | 45 months |
| Total Savings | $6,672 |
Saved 25% on his debt*
Turn To Us. We Can Help.
Something really exciting happens after people have their first phone call with us. No matter what’s going on in your financial life, we’re here to help.
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